Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance)
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) is a joint enterprise between "True North" private equity firm in India, and Bupa the global expert in healthcare services and health insurance plans. The Niva Bupa (Formerly known as Max Bupa) is one of the most trusted and popular health insurance companies in India.
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance)
All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply *Tax benefit is subject to changes in tax laws. Standard T&C Apply
Get up to 5% discount**
Get insured from the comfort of your home
No medicals required
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance)
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Overview
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Company Limited has a network of more than 34,000 agents and a wide range of network hospitals offering cashless treatment. The insurer mentions settling down 9 out of 10 cashless claims in just 30 minutes. The company has brought together their varied and vast knowledge and skills in the field of healthcare and insurance.
The Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) plans have been designed to cater to the different needs of its wide range of customers from newborn to the elderly. The health insurance plans come with a number of add-on benefits and the co-payment clause is also not applicable in most of the plans. Niva bupa claim settlement ratio (formerlly known as Max bupa claim settlement ratio) of 96% also reflects positively.
During the COVID-19 pandemic the company has assisted more than 73,000 customers with its Chabot CIA. For its seamless medical insurance services, the insurance provider has been felicitated with a range of awards namely: The Super Brand 2019 award, Best Tech for Health Category 2019, and The Economic Times Best Brands 2019 award.
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) at a Glance:
Key Features
Highlights
Network Hospitals
6188+
Incurred Claim Ratio
50.19
Renewability
Lifelong
Pre-existing diseases Waiting Period
4 years
No of health policies issued till 2019
309900
Claim Settlement Ratio
96%
Choose Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Coverage of Your Choice
Why to Buy Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Policies?
The current lifestyle of individuals has made them more prone to different diseases that require medical attention and the corresponding health care costs are increasing at a rapid pace. Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Company, keeping in view the monthly earnings of an individual, which has no relative growth, offers an array of health insurance plans under three major Categories - Individual, Family/Extended Family, and Fixed Benefit. Therefore, it is wise for one to insure oneself against various medical emergencies that may occur so that the financial aspects of the loss are taken care of by the insurance company. Listed below are some of the Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) benefits and features that make it a worthy buy:
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) company offers comprehensive medical coverage benefits
Moreover, the health plans are easily renewable online in a convenient manner
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) plans provide cashless hospitalization in more than 4,500 network hospitals PAN India
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) company provides health plans with sum assured options upto Rs.1 Crore
Co-payment is only applicable in some Niva Bupa (Formerly known as Max Bupa) medical insurance plans based on the age of the applicants and the insured members
Some exclusive health insurance benefits include international cashless treatment for major critical illnesses
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy also offers maternity coverage
The health plans and designed to offer coverage to individuals, families, including new born and elderly parents under the single plan
Majority of the Niva Bupa (Formerly known as Max Bupa) plans offer lifelong renewability benefit and do not have a co-pay clause
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) also offers direct claim settlement without the involvement of TPA
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) premium paid is eligible for tax deduction under section 80D
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.
List of Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Plans
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) offers both online and offline health plans to its customers and the plans are listed below:
Niva Bupa (Formerly known as Max Bupa) Health Companion Individual
Niva Bupa (Formerly known as Max Bupa) Health Companion Family Floater Policy
Niva Bupa (Formerly known as Max Bupa) Heartbeat - Family Floater Insurance Policy
Niva Bupa (Formerly known as Max Bupa) Heartbeat Insurance Policy for Individual
Niva Bupa (Formerly known as Max Bupa) Health Companion Family First
Niva Bupa (Formerly known as Max Bupa) Health Premia- Family Insurance Plan
Niva Bupa (Formerly known as Max Bupa) Hospital Cash - Health Assurance Insurance Policy
Niva Bupa (Formerly known as Max Bupa) Critical Illness - Health Assurance Insurance Policy
Niva Bupa (Formerly known as Max Bupa) Personal Accident - Health Assurance Insurance Policy
Let us look at each of the Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) plans in details:
This Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) plan is quite cost effective and offers a range of benefits, including direct claim settlement, pre and post hospitalization expenses, and cover up to Rs. 1Crore.
Features & Benefits:
Health Companion Individual plan is an all-inclusive plan by Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Company that offers coverage for hospitalization expenses including alternative treatments
The plan also covers all the kinds of hospital expenses including room rent expenses without any capping on the charges.
This Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) plan further covers medical charges incurred during 30 days before hospitalisation and 60 days after you get discharged
Under Niva Bupa (Formerly known as Max Bupa) Health Companion Individual plan, the insured members can avail cashless hospitalization facility at the nearest network hospital
And those who buy a 2 years Niva Bupa (Formerly known as Max Bupa) medical insurance policy, can avail a 12.5% discount on 2nd-year premium
Eligibility Criteria:
Anyone above the age of 91 days can buy Niva Bupa (Formerly known as Max Bupa) Health Companion Individual Plan. There is no limitation as to the maximum age to enrol in this Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy.
20% additional sum assured on renewal for each claim-free year (max 100% of base sum assured)
Niva Bupa (Formerly known as Max Bupa) Health companion family first a unique family floater plan by Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) company that is especially tailor made to suit the needs of the Indian joint families. It can cover up to 19 relationships in a single plan. The coverage includes the individual sum insured for each member of the family along with a floater sum insured, which can be utilized by any insured member of the family. The features of this Niva Bupa (Formerly known as Max Bupa) Mediclaim policy are as follows:
Features & Benefits:
Niva Bupa (Formerly known as Max Bupa) health companion family first plan covers medical expenses when the insured family members are hospitalized for any medical treatments
This family first plan comes in gold, silver and platinum variant
This family health plan also covers all kinds of hospital expenses without any room rent capping
Under this Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) plan, medical charges incurred due to illness are reimbursed. The period of treatment should be 30 days before hospitalisation and 60 days after you get discharged.
Under the Niva Bupa (Formerly known as Max Bupa) health companion family first plan all day care treatments are covered. However, the procedure should not be in the outpatient department of the hospital.
This Niva Bupa (Formerly known as Max Bupa) medical insurance plan also covers alternative treatments such as Ayurveda and Unani treatments
A those who buy a 2 years Niva Bupa (Formerly known as Max Bupa) Mediclaim policy, can avail a 12.5% discount on 2nd-year premium
Eligibility Criteria:
There is no limitation as to the maximum age to enroll this Niva Bupa (Formerly known as Max Bupa) medical insurance Policy.
20% additional sum assured on renewal for each claim-free year (max 100% of base sum assured)
An affordable and comprehensive Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy designed for the nuclear family (man, wife, and up to 4 children). The features of the policy are as follows:
Features & Benefits
Niva Bupa (Formerly known as Max Bupa) Health Companion Floater Health Insurance Plan offers sum insured coverage ranging from Rs. 3 lakhs to Rs. 1 Crore
This Niva Bupa (Formerly known as Max Bupa) medical insurance scheme comes under 3 variants
Both the parents and up to 4 children can be covered under this one health plan by Niva Bupa (Formerly known as Max Bupa)
There is 12.5 % discount on the purchase of a 2-year Niva Bupa (Formerly known as Max Bupa) medical insurance policy term
This health plan covers all kinds of hospital expenses with no capping on room rent
Medical charges incurred due to illness are reimbursed. The period of treatment should be 30 days before hospitalisation and 60 days after you get discharged
Under this Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy, the cashless facility can be availed at the nearest network hospital
Complimentary health check-up is available once in 2 years for the entire family under this Niva Bupa (Formerly known as Max Bupa) health scheme
Eligibility Criteria:
There is no limitation as to maximum age to enroll in this Niva Bupa (Formerly known as Max Bupa) Policy.
Treatment at home can be availed in case of shortage of beds at the hospital
This is a comprehensive health insurance plan, which shall provide you with blanket cover for all the medical expenses. One can also avail international cashless coverage, direct claim settlement and other benefits. The features of the policy are as follows:
Features & Benefits
Niva Bupa (Formerly known as Max Bupa) Heartbeat Individual health insurance plan comes in two variants i.e. Gold and Platinum
The sum assured option in Gold variant ranges up to Rs. 50 lakhs and in Platinum variant up to Rs. 1 Crore
For insured members above the age of 65 years, the co-payment of 10-20% is applicable
Just like all the Niva Bupa (Formerly known as Max Bupa) plans there is no room rent capping under this health scheme by Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) company
This Individual health plan also covers overseas treatment in USA and Canada for specific dread diseases ( as mentioned in the policy documents)
Medical charges incurred due to illness are reimbursed for 30 days before hospitalisation and 60 days after you get discharged
Maternity benefits are provided under this Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) scheme for up to 2 deliveries. Both the partners have to be covered in this policy for two continuous years.
The new-born baby is also covered by default without additional premium until the next renewal
One can choose to get covered for two years continuously and get a discount
In Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) plans cashless approval is provided within 4 hours at a network hospital
Eligibility Criteria
There is no limitation as to the maximum age to enroll in this Niva Bupa (Formerly known as Max Bupa) Healthcare Policy.
Avail cashless treatment at over 4500 quality hospitals across the nationwide
This Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) plan has been designed to cater to the insurance needs of Indian Joint Family. The features of this Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy are as follows:
Features & Benefits:
Heartbeat family floater insurance plan of Niva Bupa (Formerly known as Max Bupa) comes in two plan variants i.e. Gold and Platinum. The coverage amount ranges up to Rs. 50 lakhs in the gold plan and upto Rs. 1 Core in the platinum plan
Pre and post hospitalization expenses, ENT procedures, dental day care procedures, are covered under this Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) scheme
Maternity benefits are provided for up to 2 deliveries under this health plan. Both the partners have to be covered in this policy for two continuous years.
A new-born baby is also covered by default without additional premium until the next Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) renewal.
Under this Niva Bupa (Formerly known as Max Bupa) medical insurance online plan one can choose to get covered for two years continuously and get a discount on the premium.
Moreover, under this family floater policy cashless approvals are given within 4 hours for treatment at a network hospital
Eligibility Criteria:
There is no limitation as to maximum age to enroll in this Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Policy.
Health PPremia individual and family floater plan is the most comprehensive medical insurance plan by Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance). The policy offers some of the most unique health insurance benefits and features including international coverage. The coverage amount is available in a both individual and family floater bases some of the major benefits of this Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy are listed below:
Features & Benefits:
Health Premia insurance policy by Niva Bupa (Formerly known as Max Bupa) covers medical treatment expenses for pre and post hospitalization as well
This individual and family floater plan by Niva Bupa (Formerly known as Max Bupa) Health insurance covers new age treatment like robotic surgery weight loss surgery laser surgery etc
Alternative treatments like Unani, homeopathy, and Siddha are also covered under this comprehensive plan of Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy
Domiciliary hospitalization and organ donor treatment expenses are also covered under this Niva Bupa (Formerly known as Max Bupa) medical insurance scheme
In case of the demise of the policyholder ( due to specified illnesses) this Niva Bupa (Formerly known as Max Bupa) mediclaim policy plan also provides waiver of premium to the other insured members
This comprehensive Niva Bupa (Formerly known as Max Bupa) health plan also covered medical evaluation, repatriation charges when travelling within India
This unique health plan by Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) company also includes worldwide maternity cover and inbuilt travel insurance cover
Eligibility Criteria:
This Niva Bupa (Formerly known as Max Bupa) mediclaim policy is available for individuals and families without any age restrictions and can cover upto 19 relationships.
1. Payable as lump sum2. Payable as lump sum along with 10% of sum assured payable annually for a period of 5 years.
Not covered during the initial 90 days
Covered after 4 years of continuous renewal
Directly by the company
Niva Bupa (Formerly known as Max Bupa) Criticare is a critical illness insurance plan of Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy. It provides a lump sum amount to ensure proper diagnosis of the illness. A health insurance policy exclusively designed to provide coverage against pre-existing critical diseases where a lump sum amount is immediately paid in case the proposer gets diagnosed with the illness covered under the scope of the plan. The features of this Niva Bupa (Formerly known as Max Bupa) health plan are as follows:
Features & Benefits:
This Niva Bupa (Formerly known as Max Bupa) criticare insurance policy offers the coverage amount of Rs. 3 lakh to Rs. 2 Crore
Under this critical illness plan by Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) a lump sum amount is paid to the insured when he is diagnosed with a critical illness covered under the plan and he survives for at least 30 days post diagnosis
Some of the diseases covered under this Niva Bupa (Formerly known as Max Bupa) critical illness insurance policy include bacterial meningitis, cancer, bypass surgery, first heart attack, kidney failure, major organ transplant, deafness, speech loss, stroke, and permanent paralysis of the limbs.
Also, the insured members can avail direct claim settlement facility by Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Company’s in-house claim team
Eligibility Criteria:
Individuals aged 18-65 years can avail the coverage benefits of this Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance)
100% of the sum assured is payable in the event of an accident
100% of the sum assured payable in the event of accidental death
125% of the sum assured payable in the event of total permanent disability
100% of the sum assured payable in the event of partial permanent disability
An accident not only harms one physically but also burns a big hole in one’s pocket financially. This Personal Accident Policy by Niva Bupa (Formerly known as Max Bupa) ensures coverage against accidental death as well as Permanent Partial Disability, Permanent Total Disability, and Child Education. The features of this Niva Bupa (Formerly known as Max Bupa) medical insurance policy are as follows:
Features & Benefits:
Niva Bupa (Formerly known as Max Bupa) Accident Care Plan offers coverage amount of Rs. 5 lakhs to Rs. 2 Crores in case of accidental death of the policy holder
This Accident insurance policy by Niva Bupa (Formerly known as Max Bupa) pays up to 125% of Sum assured in case of Permanent Total Disability.
Pay up to 100% of Sum assured in case of Permanent Partial Disability.
Also, the insured member can avail direct claim settlement facility by Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Company’s in-house claim team
One can choose to get covered for two years continuously and get a discount under this Niva Bupa (Formerly known as Max Bupa) medical insurance scheme
World-wide coverage is offered under this accident insurance policy of Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) company
Assured renewability for life.
Eligibility Criteria:
Individuals aged 18-65 years can avail the plan, whereas children between 5-21 years can also be covered under this Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) scheme.
Adults: 100% of sum assured; Children: 50% of sum assured
Rs. 4000 per day (max up to 45 days)
Double the daily cash benefit
This Health Insurance Plan looks after your hospitalization bills, incidental expenses, such as transportation cost, nursing expenses, attendant lodging, etc. The features and benefits of this Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) are as follows:
Features & Benefits:
Niva Bupa (Formerly known as Max Bupa) Hospital Cash - Health Assurance Insurance Policy offers Daily Cash Benefit - Up to Rs. 4,000 per day for at least 45 days.
Double cash benefit in case of ICU hospitalization is also provided under this Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) scheme
Also, the insured members can avail direct claim settlement facility by Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Company’s in-house claim team
This health assurance plan of Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) company also offers world-wide coverage along with lifelong renewability option
One can choose to get covered for two years continuously under this Niva Bupa (Formerly known as Max Bupa) scheme and get a discount.
Eligibility Criteria:
Individuals aged 18-65 years can avail this Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) plan, whereas children between 2-21 years.
How to Apply for Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Plans Online?
Health insurance plans offered by the Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) company can be applied to through multiple channels like:
Individuals looking forward to availing an insurance plan may directly call the Niva Bupa (Formerly known as Max Bupa) medical insurance company’s sales helpline and consult an expert
Provide their personal information like name, mobile number and email id on the website of Niva Bupa (Formerly known as Max Bupa) and request for a call back
Online health insurance plans can directly be purchased by clicking on the Buy Now button provided against various Niva Bupa (Formerly known as Max Bupa) plans
Alternatively, the customer can visit a nearby branch of Niva Bupa (Formerly known as Max Bupa) and buy a suitable plan.
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Network Hospitals
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Company has partnered with a wide network of quality hospitals across the country to make cashless hospitalization easier for the policyholders. This network comprises more than 3500 reputed and renowned hospitals, clinics, nursing homes, and healthcare centers.
You can also use Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Company’s convenient and simple 'Hospital Locator' tool to find a network hospital that is closest to you or maybe, located just a few meters away from your location.
You just need to select your state and city of treatment with the cashless facility, click the ‘Search’ button and the tool would instantly populate a list of the Niva Bupa (Formerly known as Max Bupa) empanelled hospitals.
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Renewal Online
It is quite simple and easy to renew your Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy online. By following these simple steps you can renew your Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) plans for self and your loved ones. Moreover, with online renewal both time and efforts are saved.
Below are some of the steps that can be followed to renew Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy online-
Go to the Policy Bazaar health insurance renewal page and select the Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy renewal option
Provide your Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) plan details
Once you enter your health insurance plan details, you will get the cost of the policy premium
Pay online through your credit or debit cards and you can even do NEFT
You can then download the renewed Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy and keep a print out with you
However, the insurer offers a grace period of 30 days post the due date of the premium payment. In case the Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Plan is renewed within a period of 30 days, (i.e. the grace period), then the policy shall be considered as continuous. However, the insured shall not be covered during the grace period. Therefore, it is important to renew your Niva Bupa (Formerly known as Max Bupa) mediclaim policy to avail the continuous coverage benefits.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Premium Calculator
Niva Bupa Health Insurance Premium Calculator (Formerly known as Max Bupa Health Insurance Premium Calculator) is a web application that helps the buyer to evaluate his insurance needs and the premium that he would need to pay towards various Health and mediclaim Insurance Policies, like Heart Beat, Family Floater, and Health Assurance products. Additionally, it highlights the key benefits and features of those products. Further, this calculator also has a BMI calculator that helps the customer in calculating his Body Mass Index or BMI. All in all, this tool is totally user-friendly and can be used on a computer as well as on a Smartphone anytime, anywhere.
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) FAQs
Ans: Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy tenure is available for 1 to 2 years, depending on your need. You need to renew your Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy annually.
Ans: All reasonable expenses incurred by the policyholder during hospitalization are compensated by Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance).
Ans: A medical check-up is not compulsory in all cases, as it depends on your age. For example, if you are in your 60s, then you are required to appear for a medical check-up at one of the company’s empanelled hospitals.
Ans: No. the cashless facility can only be availed at the hospitals that are empanelled with Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Company. You can either plan your hospitalization or avail emergency medical treatment; in both the cases, your insurance policy will cover the hospitalization expenses. Your TPA will take care of all the required hospital formalities as well as of the total expenses incurred throughout the treatment.
Ans: Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) policy offers easy and quick claim procedure that facilitates policyholders to avail cashless facility at any of the Bupa network hospitals or reimbursement option after discharge from the hospital.
Ans: TPA (Third-party Administrator) of Niva Bupa (Formerly known as Max Bupa) is a representative of the company who used to sit in the network hospitals of the company. TPA helps the policyholders to avail the cashless hospitalization or reimbursement options during a medical emergency.
Ans: You can avail cashless benefit under Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) by visiting network hospitals by showing the health card (issued by your insurance provider) to the doctor who is in charge of your treatment. The hospital will then contact the TPA of the insurance company and fill up the form and share the estimation of expenses with the TPA. The Bupa Company will offer this facility to the policyholder only if the medical condition is listed in the policy document under the coverage section.
Ans: Any disease, injury, or a related health issue covered by insurer, which is diagnosed or detected at least 48 hours prior to purchasing the health insurance policy for the first time is considered as a pre-existing disease or condition.
Ans: It covers only the medical bills/hospitalization expenses subject to the policy terms. It does not cover an insured for more than the sum assured by the policy. The exceeding amount (if any) is to be paid by the insured.
Ans: Claims settlement form along with the supporting documents should be submitted to the TPA and not directly to the company. Your TPA details are mentioned in your company health card or you can take help from a customer care representative.
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) News
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) has launched the ‘Senior First’ health insurance plan for senior citizens. This senior citizen medical insurance offers the required medical support and healthcare to elderly people. Niva Bupa (Formerly known as Max Bupa) Senior first health insurance plan provides coverage options of up to Rs 25 lakh. There are no sub-limits on common medical conditions like knee replacement, cataract, etc. The plan is available in both Gold and Platinum options.
A pre-medical screening is not required for the senior citizens and the health checkup benefit is provided from Day 1. Some of the key benefits include Reassure benefits, No-claim-bonus, selecting own co-payment, switch co-payments for deductibles, domiciliary treatment cover, and daycare treatments.
The ReAssure benefit is an unlimited sum insured benefit that starts from the first claim itself. The claim received from this benefit can be up to the base sum insured. There are no limitations on the number of claims during the policy term for the same or different illnesses.
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) has launched ReAssure Health Insurance Plan that provides unlimited sum and cover for hospitalization, including Coronavirus medical insurance. The insured person can claim for any illness that is covered as many number of times during the policy term. It will ensure complete financial protection to the policyholder and other insured family members.
The policy also covers COVID-19 treatment including the cost of masks, gloves, PPE kits, and other consumable items, including the regular cover.
This policy with unlimited coverage has been launched keeping in mind the patients suffering from critical illnesses like cancer, or kidney ailments, who need multiple hospitalizations during the same year. In addition to the day care treatments, it will also cover dialysis, angiography, and radiotherapy, organ donation, homecare treatment for chemotherapy, alternative treatment like AYUSH, etc.
Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Plans
Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income...
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Niva Bupa Health Insurance (Formerly known as Max Bupa Health Insurance) Reviews & Ratings
4.7 / 5 (Based on 160 Reviews)
(Showing Newest 9 reviews)
Kush
Surat, October 26, 2021
★★★★★
Helpful staff
I rarely trust the online purchasing because of the possibility of fraud but Policybazaar has built my trust up. I went through the online process when I was taking care health insurance from here and i found this website trustworthy.
Onkar
Delhi, August 19, 2021
★★★★★
Affordable rate
i was searching for health insurance in affordable rate then somebody suggested me to check the Max bhupa health insurance. i liked their plans when i saw it. i got it from the policy bazaar.
Girish
Bhavnagar, August 09, 2021
★★★★★
Easy to compare
i had been searching for health insurance. i compared so many policies on Policy bazaar then I got Max Bupa health policy. i did not need to go anywhere. I got all the clear information from the policy bazaar website. it was too easy to buy policy online.
Gurdeep
Dehradun, August 09, 2021
★★★★★
satisfied result
i bought Max bupa health policy from the policy bazaar. earlier i did not know what to do but the executive supported me very well. i really appreciate the work of policy bazaar how they give so satisfied deals to their clients.
Ruhi
Gadat, April 30, 2021
★★★★★
Affordable family floater
I wanted to purchase a health insurance policy for my family. I went on policybazaar and I was able to find many family floater plans but I wanted to purchase the one that fits my budget. I ended up purchasing the max bupa health insurance policy. Thanks guys
Kaveri
R.udayagiri, April 30, 2021
★★★★★
Good for family
I purchased a health insurance policy for my family by Max Bupa. I purchased the policy online from policybazaar and I am tension free now as it provides me good coverage for my family for any kind of medical emergency. Thanks team
Kamil
Gadag, April 30, 2021
★★★★★
Great health cover
I purchased max bupa health insurance policy online from policybazaar. I must say that the policy provides me great health cover and I am very much satisfied with the plan. I would suggest you guys to go for this plan for health coverage. Thanks
Sunil
J.n.prasad, April 30, 2021
★★★★★
Compare between policies
I was looking for a health insurance policy online that could fit my budget as well as provide me enough coverage. I went on policybazaar website and there I was able to compare among different plans at one place that made it very easy for me to choose the right plan for me. Thanks team.
Umesh
Baarod, April 30, 2021
★★★★★
Great customer care support
I was looking for a health insurance policy online on policybazaar. I got stuck at a point that was a bit confusing for me. So I just entered my number and after a while I got a call from their customer support and they cleared out my confusion regarding the policy. Thanks team